Thursday, July 25, 2013

We Paid Cash: A 5-Week Family Trip to Ecuador and more...

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:: We Paid Cash: A 5-Week Family Trip to Ecuador

We paid cash!

A testimony from Keren Threlfall

A few years ago, we were a signature away from serving as overseas missionaries, and I’d always assumed we would raise our children abroad. To make a long story short, that opportunity didn’t end up panning out.

Although our future plans aren’t totally clear, what has remained is our desire to learn from and live among other cultures. As a growing family of five, we realized that there would be no perfect time, unless we created the opportunity, saved our money, and boarded an airplane.

How We Did It

After paying off my college debt, we set up a specific travel fund and started saving. Earlier this year, we found tickets to Ecuador at an unbelievable price — $399 round-trip for adults and $299 for children! With enough in our travel fund for tickets, we decided to take our overseas trip now — one we had previously thought would take several more years of saving.

Living in Ecuador

The cost of living in Ecuador is low compared to the U.S. We first purchased groceries in local markets, and ate at home. Soon, we realized that for the same price and far more cultural enrichment, we could eat one meal at a restaurant every day.

One place offered an elegant, organic, 4-course meal for just $3 a person! To get there, we walked 1.2 miles into town (and sometimes paid the $1 taxi ride home).

To fund our living costs while there, I found an at-home job on Craigslist, and finished it in about three weeks. It was nice to have these expenses covered before leaving the country!

Sparing a few days off for travel, my husband also worked full-time (and overtime!) while in Ecuador, which kept our cash inflow the same. The most expensive parts of the trip were actually Stateside — the rental car and hotel stays on either end of the trip.

Reflecting

Traveling internationally is often considered a luxury — most people believe it is something that only the wealthy can do (unless you're missionaries or military). And trying to do so with three young children probably means you’re crazy!

We're extremely grateful for our income, but it's not above average. In fact, at our income level, we technically still qualify for some of our state's government assistance!

Like Laura Vanderkam emphasized in her book, All the Money in the World, people often spend excess money in socially acceptable areas without thinking twice. However, when we choose to put money toward something that is not mainstream, we either feel guilty about it or judge others' choices.

We do a few things that save us money in more mainstream areas, but choose to spend it in less popular categories, like international travel! For example, we have no cable TV subscription, rarely eat out, use a cash envelope for groceries, and use only cloth diapers, to name a few. What would I rather do — spend $100 for my family to eat out a few times a month, or save $100 to pay for half of an international flight? :)

Regardless of the future, which we still hope includes living internationally, we now have a lifetime of memories from our Ecuador trip. And one of the best parts about memories? Making them!

Keren Threlfall is a mother of three and wife to Daniel. Although she holds a degree in Biology, Keren considers herself a lifelong renaissance soul. In her spare time, she enjoys exercising, reading, writing, and finding great deals.

Have you saved up and paid cash for something — large or small? Submit your story for possible publication here.

   

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:: Arts & Crafts Homes magazine for $6.99 per year

Right now, you can use coupon code MONEYSAVING to subscribe to Arts & Crafts Homes magazine for just $6.99 per year.

You can order up to 3 years at this price!

About Arts & Crafts Homes magazine: Our mission is to offer expert advice and perspective for those building, renovating, or furnishing a home in the Arts and Crafts spirit. Offering hundreds of resources, we showcase the work not only of past masters, but also of those whose livelihoods are made in creating well-crafted homes, furnishings, and works of art today. Each issue is a portfolio of the best work in new construction, restoration, and interpretive design, presented through intelligent writing and beautiful photographs.

This offer expires on Tuesday 07/25/13 11:59 PM EST.

(Note: The link in this post is my referral link. Read my disclosure policy here.)

  

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21 Days to a More Disciplined Life

:: FREE Boccieri Secret Golf Grip

:: Reader Tip: How Rebates Save Us Over $100 Per Year

Kim emailed in the following tip:

Over the years, I have saved well over $100 per year by sending in rebates on items we were purchasing anyway.

I have received rebates on:

  • beauty and health care products from the P&G and Oil of Olay rebates
  • diapers and wipes
  • furnace filters
  • oil and oil filters for our cars
  • Christmas gifts (walkie-talkies, small appliances, toys, etc)
  • bread
  • coffee
  • candy

Almost none of these were in-store rebates where I was required to spend the rebate in the same store, I didn’t have to purchase an absurd amount of any item, and to date, I have received every single rebate I ever sent in.

One time I even received a coupon for a free item because a company didn’t think they sent the rebate back in a timely manner! So it really can pay to send in rebates!

photo source

   

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:: Get a FREE copy of my Guide to Freezer Cooking when you subscribe!

Free Ebook Guide to Freezer Cooking

Have you subscribed to the Money Saving Mom® emails? If not, be sure to sign up and you’ll get a free download of my Guide to Freezer Cooking.

This simple and straightforward ebook tackles some of the most common freezer cooking questions and gives you all the basic knowledge and information you'll need to be well on your way to successful freezer cooking. It also includes some of our family's favorite tried-and-true freezer recipes (for more recipes, make sure to visit my Recipe Index page), each with specific freezing and thawing instructions. Plus, there are five customizable worksheets to help you plan and carry-out a successful freezer cooking session.

What are you waiting for? Subscribe today and get your free download!

{If you’re already a subscriber, look for an email coming in your inbox within the next few days with a link to the free download. Or, you can also subscribe to one of our Store Deal email newsletters and you’ll get a free copy.}

  

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:: Do It Yourself: 11 Recipes for Homemade Paint

Nothing If Not Intentional shows you how to make 11 different types of homemade paint.

Do you have a fun and frugal DIY idea to share? I’d love to hear about it! Read the submission guidelines and submit it here.

  

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:: The best freebies from this past week

Here's a long list of freebies that have been available recently that should still be available. Thanks to Kaley from Cha-Ching on a Shoestring for compiling these:

Free Samples:

Free Sample of Finish Quantum Lemon Sparkle

Free Sample of Men’s Scalp Therapy

Free Sample of L’Oreal Repair Hair Care

Free Sample of Eucerin Lotion

Free Roll of Scott Extra Soft Toilet Paper – Still Available

Free Downloads, Books, and Magazines:

Free eBook: Past Forward

Free eBooks: The Ugly Duckling and Alice in Wonderland

Free Download: Bible Writer

Free Magazine: Home School Enrichment

Free eBook: A Simpler Season

Educational Freebies:

Free Preschool Calendar Notebook

Free Zoo Printables

Free Homeschooling Curriculum & Resources

Free Blends Word Cards

Free Zoo Pack

Free Monsters University Pack

Free Flowers Unit

Free Alice in Wonderland Pack

Free Monster Pack

Free Read to Me & ABC Preschool Program

Free Food:

Free Tea at McAlister’s Deli Today (7/25)

Free Kids Smoothie at Jamba Juice

Free Birthday Sweet Treat from Ruby Tuesday

Store Freebies:

Free Bic Ballpoint Pens at Staples

Free Bic Gel Pens at Staples

Free Bic Mechanical Pencils at Staples

Free Glossy Paper at Staples

Free Mulch-Purpose Paper at Staples

Free Mead Folders at Target

Free Driscoll’s Raspberries at Target

Free Sara Lee Bread at Target

Free Right Guard Xtreme at Target

Free Beech Nut Fruities at Walmart

Free Just the Basics Paper Towels at CVS

Free Starbucks Iced Coffee at CVS

Free TRUEresult Blood Glucose Monitor at Walgreens

Free StayFree at Rite Aid

Free Blue or Black Pens at Menards

Free Jell-o at Family Dollar

Free Coke, Pepsi, or 7-Up at Meijer

Other Freebies:

Free Online Job Chart for Kids

Free Calendar Binder Pages

Free 30-Point Recyclebank Earning Opportunity

Free 15-Point Pampers Gifts to Grow Code

Free Baby Products from Enfamil Family Beginnings

Free American Girl Online Club Membership

Pinecone Research: Earn $3 for every survey

  

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:: Free Write Through the Bible Cursive Copywork Bundle Printables ($17.50 value)

:: Faith’s CVS Shopping Trip: Spend $7.80, Received $10 ECBs back

:: EatingWell magazine for $7.50 per year

Right now, you can get a subscription to EatingWell Magazine for only $7.50 per year when you use coupon code MONEYSAVING at checkout. You can order up to two years at this price!

EatingWell Magazine: A delicious balance of cooking and must-have nutrition features, EatingWell is the award-winning magazine where good taste meets good health on every page. Each issue is filled with dozens of delicious and nutritious recipes, smart shopping tips, healthy-in-a-hurry menus and much more! Beautiful color images illustrate never-fail, full-flavored recipes for healthful everyday eating and entertaining.

This offer expires tonight 7/25/13 11:59 PM EST.

Are you looking for other magazine titles? You can use coupon code MONEYSAVING to save 20% off of most titles at DiscountMags!

  

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:: Free Back to School Pre-K/Kindergarten Printable Pack

:: Gretchen’s $40 Grocery Shopping Trip and Menu

Aldi

1 Flour Tortillas – $0.99

1 Cantaloupe – $0.99

1 Carrots – $0.99

1 Roma Tomatoes – $1.29

Total with tax: $4.56

Health Food Store

4 Ears Sweet Corn – $0.25 each

2 pints Blueberries – $1.99 each

2 Mangos – $0.33 each

0.61 lbs Apricots @ $3.49/lb – $2.13 (Wow! I thought the sign said $1.99/lb and I just realized that I must have read the wrong sign. That’s what happens when you have a very tired and hungry toddler with you while shopping…at least I didn’t buy 10 of them!) 

Total with tax: $9.32

Dillons

1 Kroger Frozen Apple Juice – $1.29

4 M&M’s Candy – Marked down to $0.49, used 2 $0.50/2 printable (doubled) – Free after coupons

1 Kroger Brown Rice – $0.89

1 Annie’s Cheddar Bunnies – $2.50, used $0.50/1 printable (doubled) – $1.50 after coupon

1 Romaine Lettuce – $0.99

1 bag Dove Dark Chocolates – $3.50 (A huge splurge for me…and sometimes, you just need to splurge a little.) :)

2 Bayer Aspirin – $1.86 each, used 2 $2/1 coupon from the 6/23 RedPlum insert – Free plus overage after coupons

0.79 lbs Broccoli Crowns @ $0.99/lb – $0.78

2 Kroger Cheddar Cheese (block and shredded; 16 oz each) – $2.99 each

2 Larabars – $1 each, used $1/2 printable - $0.50 each after coupon

1 Cucumber – $0.59

1 Green Bell Pepper – $0.59

1 Great Grains Cranberry Almond Cereal – Marked down to $1.29

1 Hunts Spaghetti Sauce – $1, used $0.40/1 e-coupon - $0.60 after coupon

1 Kroger Butter – $2.59

4 Oranges – $0.69 each

Total before coupons and sales: $42.35

Total with tax after coupons and sales: $26.24

Total for all grocery items: $40.12

Menu Plan for this Week

Breakfasts

Cereal, Fruit, Oatmeal, Applesauce, Homemade Bread (I make this with freshly ground whole wheat and it is the best recipe EVER!)

Lunches

Cheese Quesadillas, Peanut Butter & Jelly Sandwiches, Leftovers, Fruit, Cheese & Crackers, Baked Potatoes

Dinners

Spaghetti, Sautéed Green Beans, Biscuits

Chicken Fajitas, Cantaloupe

Vegetable Soup, 30 Minute Rolls

Chicken & Rice Casserole, Banana Chocolate Chip Muffins, Steamed Broccoli, Tossed Salad

Savory Crescent Chicken Squares, Corn on the Cob, Tossed Salad

Pancakes, Eggs, Hashbrowns, Fruit Salad

Dinner with my parents

   

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:: Free sample of Finish Quantum Lemon Sparkle

 




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