 | | | | Here's What's New  You can get free Lever 2000 Bar Soap at Walgreens start on August 18, 2013. Here’s how: Buy 2 Lever 2000 Bar Soap 2 pack at $2.89 — on sale B1G1 free Use 2 $1.50/1 Lever 2000 printable (play the Lever Fever game) Free after coupons and sale Thanks, Moms By Heart! Got student debt? Sign up for SmarterBucks (for free!) and earn rewards that help pay down your student loans. Click here to learn more.  Related Stories   Post written by SmarterBucks What’s the catch? Is this too good to be true? These are some of the questions that we regularly get about SmarterBucks. SmarterBucks is a free program that allows you to earn rewards that help pay down your student loans. While this isn’t an eliminate-your-student-debt-in-one-fell-swoop kind of program, SmarterBucks promises that there’s no catch. Just an innovative approach to rewards from a company that’s dedicated to getting you out of student debt faster, one dollar at a time. Understanding the program is the first step in taking advantage of it, so here’s a quick tutorial on how it works: Step 1: Sign up for SmarterBucks. It’s free and only takes a couple of minutes. Step 2: Designate a loan in the SmarterBucks system. Before your rewards can become extra student loan payments, you need to tell SmarterBucks which student loan you want to pay down first. The program accepts all types of student loans – federal or private – and even has tutorials to walk you through the process of finding the name of your loan servicer (the company who manages your student loan repayment) and deciding which student loan to pay down first. Step 3: Earn SmarterBucks rewards. There are currently six ways for users to earn rewards, all designed to integrate with the spending and activities you do already: - SmarterBucks Marketplace: Shop online through the links found in the SmarterBucks Marketplace. You’ll earn anywhere between 1%-16% back in SmarterBucks rewards on your purchases. Retailers include Target, Walmart, J.Crew, Bath and Body Works, Groupon, and hundreds more.
- SmarterBucks Surveys: Take online, brand-sponsored surveys and earn anywhere between $1-$5 in SmarterBucks for each survey completed.
- SmarterBank® Visa® Debit Card (optional): To earn rewards on all your everyday spending, apply for a SmarterBank® Visa Debit card and earn SmarterBucks rewards with every non-PIN purchase made with the card.
- Gifted Rewards: Get friends and family in on the action by asking them to earn rewards on your behalf as a SmarterBucks Gifter.
- Contributions: Instead of birthday or holiday presents, ask for one-time or recurring cash contributions direct to your SmarterBucks account.
- Monthly Giveaways: All SmarterBucks member are automatically entered into SmarterBucks’ monthly student loan payment giveaway, worth anywhere between $1,000-$2,500 in SmarterBucks.
Step 4: Watch your rewards become extra student loan payments. Each month that you have earned at least $15 in rewards, SmarterBucks will automatically make a payment on your behalf toward the student loan that you’ve designated in the system. Earnings under $15 are rolled over to subsequent months, and there are no earning caps or blackout dates. Step 5: Get out of debt faster and for less. Every dollar you contribute in SmarterBucks, on top of your regularly scheduled payments, is worth up to 2-3 times that amount in interest savings over the life of your loan. So not only are you repaying your loan faster, you’re also saving money. If you want to learn more about SmarterBucks, check out the SmarterBucks website or read how real SmarterBucks members are taking advantage of the program on the SmarterBucks Blog. Got student debt? Sign up for SmarterBucks (for free!) and earn rewards that help pay down your student loans. Click here to learn more. Related Stories  Order a 1 year subscription to Weight Watchers magazine for only $4.50 (up to 4 years) with code MONEYSAVING at checkout. This offer expires tonight (August 16th, 2013) at midnight EST. This magazine can also be a great source of unique coupons from time to time. About Weight Watchers: Weight Watchers Magazine is the perfect companion for women or men who are dedicated to their health and fitness goals. Issues of Weight Watchers provide great quick-recipe ideas, seven-day menu plans, exercise tips, and other great health and lifestyle advice that can help the reader stay on track. Weight Watchers Magazine brings many inspirational stories from Weight Watchers members that will be sure to keep motivation high. Whether already enrolled in a weight loss program or simply trying to maintain current fitness, Weight Watchers is a valuable tool for success. (Note: The link in this post is my referral link. Read my disclosure policy here.) Got student debt? Sign up for SmarterBucks (for free!) and earn rewards that help pay down your student loans. Click here to learn more.  Related Stories  Here’s a round-up of current Natural & Organic Deals and Coupons, with thanks to Andrea from The Greenbacks Gal: Natural and Organic Coupons: $1.00/1 Back to Nature Product, $1.00/1 Naked Juice, $1.00/3 Luna Bars, $1.00/2 Earthbound Organic Easy Leaves, $1.00/1 Santa Cruz Organic Product, $1.50/1 Nature’s Gate Product, Buy 1 Happy Family Squeeze Get One Free, and $2.00 off $6.99 Yes To Product Purchase. For a full list of Natural and Organic coupons, go here. New Whole Foods Special Coupon: Whole Foods Market released a special coupon to save $0.65 off Original Brat Hans.  Annie’s Homegrown Microwaveable Mac & Cheese $0.74/each: A great deal to get Annie’s Homegrown Microwaveable Mac & Cheese made from organic pasta for just $0.74 each after coupon and Subscribe & Save. $20 Off BJ’s Wholesale Club Membership: Do you live near a BJ’s Wholesale Club? Get a $20 BJ’s Wholesale Club Membership Discount and shop their large selection of organic produce and products. Enter the Happy Family Sweepstakes: If you buy Happy Family products, you may want to enter their Happy Family Sweepstakes by submitting a funny feeding story. Need a Happy Family coupon? See the BOGO coupon above. Save 15% on Natural and Organic eMeals Meal Plan: Use the promo code to save 15% off an eMeals natural and organic meal plan, plus get a free 31 Day snack calendar. Need a special diet plan? They also offer paleo, gluten-free, slow cooker, clean eating, and vegetarian plans.  Free Amazon Kindle Books: Amazon currently has these coconut flour and almond flour eCookbooks available for free download: Easy Coconut Flour Recipes, 45 Yummy Coconut Flour Recipes, and Incredible Almond Flour Recipes. Andrea Green of The Greenbacks Gal is an organic coupon expert. What if you could find affordable organic and eco-friendly products on a budget? Eco-friendly moms need affordable solutions. Andrea finds the best green deals, helping hundreds of families save on the frugal, green lifestyle. Nothing makes her happier than to help people realize being organic doesn’t have to cost more. Got student debt? Sign up for SmarterBucks (for free!) and earn rewards that help pay down your student loans. Click here to learn more.  Related Stories  Today's Swagbucks success story is from Meredith: I had signed up for Swagbucks last Christmas, but I didn’t use it at all. I thought it was going to take up too much time and didn’t give it much thought. I had 100 Swagbucks sitting in the account until July 1st, this year. Then it happened… we got the fliers for school supplies. My daughter is starting Kindergarten this year, and even though we are stable enough to buy her the items she will need, I hadn’t been planning on anything much beyond glue sticks and crayons! Since my husband and I are big Amazon shoppers, we have been playing an Amazon “game” for years now. With our cash envelope system, we have a rule — when you pay, you can’t use coins. So if an item is $2.01, you have to pay with $3.00. The $0.99 goes into a jar and is changed out at the Coinstar for an even-exchange Amazon gift card (this works for us considering our bank will not accept loose coins in bulk.) So when I got my daughter’s school supply list, my first instinct was to check our change jar. However, I was disappointed to find only about $15.00 in there. I wanted to be able to purchase items that would last for several years… so I figured I would go back on Swagbucks and give it a try. The first week, I didn’t do much; just the NOSO, Daily Poll, and searches. However, after that first week, I started with surveys and explored more. I was easily meeting my daily goal which gave me even more Swagbucks. Here are some things that gave me a lot of Swagbucks: Jun Vidoes, Encrave, Games (Up to 10 Swagbucks per day on free play), Surveys in the Dashboard, Surveys in Special offers, and searching. Within three short weeks, I had made enough, along with my $15.00 in the Amazon fund, to buy my daughter a new Jansport backpack, a new lunchbox, and a new water bottle (she got to pick them out). So now, thanks to MoneySavingMom.com, I am a faithful Swagbucks user! I can also say that I have $15 dollars in my Amazon account left over to go toward my next purchase — Christmas gifts! Got student debt? Sign up for SmarterBucks (for free!) and earn rewards that help pay down your student loans. Click here to learn more. Related Stories  Jeri emailed in the following tip: I thought this might be a good time to let readers know (or remind them) that since school supplies are so inexpensive right now, this might be the perfect time to stock up for Operation Christmas Child. Purchasing some extra glue sticks, rulers, pencils, etc. now can be a great contribution for those who are filling shoe boxes. It’s a great ministry and one worth checking into! -Jeri Got student debt? Sign up for SmarterBucks (for free!) and earn rewards that help pay down your student loans. Click here to learn more. Related Stories  Target Shopping Trip 2 Motts for Tots Juice – $2.08, used 2 $1.50/1 printable – $0.58 each after coupons 1 Market Pantry Bread – $1.29, used $1/1 Target mobile coupon – $0.29 after coupon 2 Bic Soleil Razors – $4.78 each, used 2 $2/1 Target printable (no longer available) AND 2 $3/1 coupon from the 8/11 SmartSource insert – Free after coupons 2 Drawing Paper – $1.50 each, used 2 $1.50/1 Target printable (no longer available) – Free after coupons 2 Hormel Rev Wraps – $1.79 each, used $1/2 Target printable AND $1/2 coupon from the 8/11 SmartSource insert – $0.79 each after coupons Total before coupons: $22.49 Total with tax ($0.90) after coupons: $3.49 Got student debt? Sign up for SmarterBucks (for free!) and earn rewards that help pay down your student loans. Click here to learn more. Related Stories  Yesterday, I tried to heat up some hardboiled eggs in the microwave. For the record, that was not a good idea. As I was cleaning up the egg particles that had exploded all over every nook and cranny of the microwave (I had to use an old toothbrush to get some of it cleaned up from the crevices of the door!), I realized how fitting this egg explosion was — because it has pretty much felt like my whole week was a series of one mess or explosion after another. I said earlier this week that I was back to regular blogging this week… and I totally expected to be. But I failed to really take into consideration what all was on my plate this week — and then there were some unexpected curveballs thrown in there, too: - We were out of town all last week, so I came home to piles of emails, work projects, and laundry. (And my assistant was out of town all of this week — we’re so glad she was able to go on vacation, but boy did I realize how much I rely on her help!)
- The first pass of my book was due back to my publisher on Wednesday. Finishing this required a number of hours’ worth of work on Monday and Tuesday. (The first pass is the version where it’s all laid out exactly as it will go to the printers — my mom and I went through it with a fine-toothed comb trying to catch each and every typo or other error).
- A child accidentally spilled a big glass of iced tea on Jesse’s computer causing it to stop working and resulting in a $250 repair bill.
- Our car was in the shop for half of the week… and they were unable to figure out what the issue was.
- I forgot to take my sinus/allergy medication at the end of last week and paid for it this week with a chronic headache that sent me to bed a few times because it was so severe.
- And then, my blog’s server had major issues which resulted in it being down or crawling at a snail’s pace much of Tuesday and Wednesday. When we finally got everything worked out and up and running again, something happened somewhere that locked everyone on my team (including me!) out of my blog. (We are in the process of switching servers to resolve this problem and prevent it from happening again in the future.)
My visions of a quiet, organized, calm week definitely didn’t materialize… but I tried to count my blessings in the middle of the messes: - I’m grateful we were able to take a vacation as a family — we made many memories and it was a wonderful time away.
- I’m thankful for my assistant and all she does to help relieve my workload — I’d be sunk without her!
- I’m humbled to have the opportunity to write another book and am so thrilled to see it coming together so beautifully!
- I’m thankful we had money set aside to pay for the computer repairs and the car repairs. Both cases could have been worse and more expensive.
- I’m grateful for my sinus/allergy medication — without it, I would be in constant pain.
- And I’m so thankful that it’s been years since we’ve had blog/server issues to the severity that they were this week. I’m also very grateful for Joy from FiveJDesign.com and her technical expertise — there’s no way I could figure out how to fix and resolve these issues on my own!
In reality, these issues this past week were so minor. Yes, they were inconvenient. Some of them were costly. Some of them took a lot of time to deal with. But none of them were life-threatening. None of them were permanent or even long-term. So in the midst of mess, I’m grateful. So very grateful. And maybe next week things will be a little more smooth sailing? We’ll see! Got student debt? Sign up for SmarterBucks (for free!) and earn rewards that help pay down your student loans. Click here to learn more. Related Stories | | |
No comments:
Post a Comment