Friday, June 14, 2013

HUGE List of Free Homeschool Curriculum & Resources and more...

Money Saving Mom

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Here's What's New

:: HUGE List of Free Homeschool Curriculum & Resources

free homeschool curriculum

This is the weekly list of Free Homeschool Curriculum and Resources compiled by Jamerrill from FreeHomeschoolDeals.com. If you aren't a homeschooler, but you're a parent, teacher, babysitter, or nanny, you'll probably find at least a few useful freebies in this list. You may also want to go through the Educational Deals and Freebies from earlier this week for more.

Today is Flag Day. Learn the Significance of Flag Day with this freebie from Character Concepts.

Father’s Day is this Sunday. Here are several current freebies to create sweet homemade gifts for dad.

Free Homeschool Curriculum

You can download 31 free Unit Study eBooks from Kids of Courage. These freebies would be wonderful for World Missions and Geography studies.

Here is a coupon code for a FREE Online course on Microsoft Excel 2010 {$79 Value}.

My daughter loves sewing. If sewing lessons are part of your child’s learning here are Free Sewing Patterns, Tutorials, Sewing Curriculum, plus more.

The Measured Mom is offering Free Printable Emergent Readers (sight word \"a\") & (sight word \"the\").

For a limited time you can get the free eBook Simplify Your Homeschool Day: Shorten Your Day, Sweeten Your Time.

free homeschool deals

One of the main ways that I have built a frugal library for our family, and picked up great homeschool curriculum for pennies on the dollar, is by buying used. Take a look at what I bought at the used curriculum sale.

Here are 10 free Kindle classics for Boys and 10 Free Classics for Girls. Of course many of these books are great for either gender. :)

There is a free 21-page Unit Study available called Why We Celebrate the 4th of July.

123Homeschool4Me has just released 12 free community helpers coloring sheets.

The Homeschool Den on Parents.com has a BIG list of Free Teaching and Homeschool Resources.

free homeschool printables

Enjoy Summer learning with this Free Ice Cream ABC Printable Pack. This set would go great with the Free Icecream Unit Study and Printable Lapbook from Homeschool Share.

Homegrown Learners is offering a free 5-day unit study about George Gershwin.

My children have loved the Draw, Write, Now books. 1+1+1=1 is offering free printables to compliment Draw, Write, Now ~ Book 2 and Draw, Write, Now ~ Book 1.

You can download a free The Very Hungry Caterpillar Match Game on Mama's Learning Corner! This would be a great game to print off and laminate for lots of learning fun.

Here is a coupon code for a free Book Study of Sam the Minuteman by Nathaniel Benchley {Expires 6/18/13}

Capture

Cassie from 3Dinosaurs.com is offering a free 4th of July Printable Pack. This set contains 75-pages. There is also a tot pack available that is 33-pages.

Reminder! You can still get a FREE 1 Year Homeschool Unit Study Curriculum- Teaching With God's Heart for the World. This is another set that would be great for Geography and World Mission studies.

Currently on Currclick.com you can download a free 24-page set of free farm printables for preschool and kindergarten!

Need additional homeschool inspiration? Here are a few posts that may encourage you on your path.

Would You Like to Know 10 Ways to Ruin Your Homeschool?

I Can't Homeschool Because My Kids Will Be Weird!

5 Lessons My Children Taught Me through Homeschool

Is My Child on Grade Level?

*Don't forget! If you are looking for additional free homeschool resources please check the huge growing list of free homeschool curriculum and resources on MoneySavingMom.com!

Jamerrill is the homeschooling mother of a large and growing family. After seasons of spending $50 or less annually to homeschool her children she started Free Homeschool Deals to help all families afford the homeschool life. You can follow the free homeschool goodness on Pinterest and Facebook.

Got student loans hanging over your head? Click on the banner above to enter to win $10,000 to put toward your student loans -- or maybe even to pay them off!

     

Have a more disciplined, productive year! Get 21 Days to a More Disciplined Life!

:: $0.55/1 Nestle Girl Scout Bar coupon = free at Walgreens this week

Target has a new $0.55/1 Nestle Girl Scout Bar coupon. Walgreens has these priced at $0.50 this week making them free after this coupon.

Thanks, Moms By Heart!

Got student loans hanging over your head? Click on the banner above to enter to win $10,000 to put toward your student loans -- or maybe even to pay them off!

     

21 Days to a More Disciplined Life

:: Target: Silk Almond Milk for $1 after coupons

You can get a great deal on Silk Almond Milk at Target this week:

Silk Almond Milk Half Gallon – $3
Use $1/1 Silk Almond Milk Coupon
Stack with $1/1 Silk Almond Milk Target Coupon
$1 after coupons

Thanks, For the Mommas!

Got student loans hanging over your head? Click on the banner above to enter to win $10,000 to put toward your student loans -- or maybe even to pay them off!

     

:: Father’s Day Freebies 2013

Check out this long list of Father’s Day Freebies.

Got student loans hanging over your head? Click on the banner above to enter to win $10,000 to put toward your student loans -- or maybe even to pay them off!

     

:: Natural & Organic Deals Round-Up

Here's a round-up of current Natural & Organic Deals and Coupons, with thanks to Andrea from The Greenbacks Gal:

Natural and Organic Coupons: $0.75/1 Earthbound Organic Farms Broccolette, $0.50/1 Driscoll’s Berries, $1.00/1 Health Valley Organics, $1.50/1 Bear Naked Granola, $0.50/1 Applegate Hot Dogs, $.75/1 Clover Organics. For a full list of Natural and Organic coupons, go here.

Annie’s Homegrown Organic Fruit Snacks Just $0.74/pack: Pay just $0.74/pack of Annie’s Homegrown certified organic bunny-shaped fruit snacks when you select Subscribe & Save. Made with real fruit juice, they have 100% daily recommended value of Vitamin C.

Stock up on BabyGanics products for under $28 shipped to your door: Get 5 BabyGanics eco-friendly cleaning items including their toy and high chair cleaner, for under $28 shipped when you select Subsribe & Save.

Dropps Laundry Packs Just $0.25/Load of Laundry: Pay just $0.25/load with Dropps phosphate-free and enzyme-free laundry packs when you select Subscribe & Save.

Free Amazon Kindle Books: Amazon currently has 4 Fresh Cooking eBooks available for free download including: Farmer’s Market Seasonal Cookbook, From Seed to Table, Home Canning, and You Can Afford Grass Fed Beef.

Andrea has been married for 21 years and has two teenage daughters. On her blog, The Greenbacks Gal, she hunts down organic deals, finds the best green steals, and shares recipes for whole food meals.

Got student loans hanging over your head? Click on the banner above to enter to win $10,000 to put toward your student loans -- or maybe even to pay them off!

     

:: Free App Friday: Get 16 Educational & Fun iTunes apps for free

It’s Free App Friday! You can sign up for 16 free educational and fun iTunes apps.

Got student loans hanging over your head? Click on the banner above to enter to win $10,000 to put toward your student loans -- or maybe even to pay them off!

     

:: Free 10-pack of cards Keep Calm & Carry On cards

Sign up for a free 10-pack of Keep Calm & Carry On cards. Each of these has an inspirational message.

Thanks, Saving Dollars & Sense!

Got student loans hanging over your head? Click on the banner above to enter to win $10,000 to put toward your student loans -- or maybe even to pay them off!

     

:: Free Gevalia Coffee sample

This freebie is still available!

Sign up for a FREE sample of Gevalia Single Serve Cup or Roast and Ground coffee.

Thanks, Freebie Finding Mom!

Got student loans hanging over your head? Click on the banner above to enter to win $10,000 to put toward your student loans -- or maybe even to pay them off!

     

:: Help! What do you do when you’re a saver who is married to a spender??


Maybe you or some of your readers can help me out! My husband, while very supportive of my efforts to bring our expenses down, really doesn’t have a frugal bone in his body! Our main issue is eating out, and even if I plan ahead for such occasions with restaurant deals and coupons, when it comes right down to it, he’s rarely in the mood for whatever deal I’ve found. :-/

I’m tired of being the “Budget Nazi”! He wants to do this, in theory, but in the day to day stuff… Yikes! Help! -Amanda

Amanda, I have a good feeling you're not alone! In fact, in most marriages, one spouse is the spender and the other spouse is the saver. Yes, opposites often attract! :)

In our marriage, I'm the saver and my husband is the spender. Needless to say, over the ten years we've been married, our completely different approaches to money have resulted in numerous disagreements and misunderstandings.

As we've worked through these, we've learned some lessons along the way. And while I don't have a magic wand I can wave to fix your marriage, I do have some suggestions from things I've learned as a spender married to a saver.

Appreciate His Strengths

I used to get frustrated when Jesse would go out and spend money on what I deemed "frivolous" or "extravagant" things. And he would get frustrated by the fact that I didn't seem to ever want to spend money at all unless it was a necessity.

It's taken us years, but we've really come to appreciate the strengths that each other bring to the table. We now readily admit — and laugh about! — the fact that if we didn't have the other to help balance us out, we'd be really lopsided.

So instead of getting frustrated that your husband likes to spend money, focus on the positive qualities he has and how his differences help bring balance to your relationship. If you start out with appreciation versus frustration, you're well on your way to harmony in your marriage.

Discuss Your Differences

One of the greatest absences in many marriages is candid communication. A husband and wife should be able to freely share their thoughts, struggles, and hurts without fear of how their spouse will respond and without worrying what their spouse will think of them.

Marriage was designed for intimacy and this intimacy should permeate all areas: physical, emotional, and spiritual. We are to be one with each other. Nothing held back. Nothing hidden.

The more you can openly communicate about your differences and work toward understanding the other's viewpoint, the stronger your marriage will become. Share your heart with your husband and tell him graciously and lovingly how you're feeling about the budget and his lack of excitement with staying on track.

Then, truly hear his heart. Don't pounce on him or try to nag and drag him along with your point of view. Listen and take to heart what he says. Ask him if he has any ideas or solutions. Conversations like this will help deepen your relationship and will allow you both to have a better understanding of each other and will go a long way in helping you to come to a mutual understanding and agreement.

A Special Word For Those Of You in Difficult Marriages

I know that some of you are already in difficult marriages right now and you would love to have this openness and oneness but your spouse has no desire for this. If that's you, my heart breaks for you.

But as long as your spouse is alive, there is hope, so don't lose heart! Love your spouse, give to them–even when they don't deserve it, look for things to thank them for, and, if possible, seek marriage counseling. And focus on doing all you can to improve yourself and become the spouse for them that you would love to have yourself. Becoming a victim in a difficult relationship will never do anything good for you — or your spouse.

That said, if you are in an abusive relationship, please seek immediate help. Do not put yourself or your children in danger. Email me if you don't know where to turn and I'll do my best to put you in contact with someone who can help you.

Devise a Plan

Once you've taken time to focus on his strengths and talk openly with each other, it's time to devise a plan of action. I can't tell you exactly what this will be because no two couples are alike. What might work for us probably won't work for you.

Only you both can figure out what works best for the two of you. However, the one rule you must follow when it comes to creating a plan is that it must be based upon mutual agreement and compromise.

If you are not drawing up the plan together and both agreeing together about it, your spouse is going to feel like they have no voice. And they are probably also going to feel miserable trying to stick with your plan.

3 Keys to Successful Spender/Saver Marriage Harmony

1. Stop Trying to Make Your Spouse Something They Aren’t

Spenders need to spend money. It’s not because they are necessarily extravagant; it’s because of how they are wired. We savers need to accept this and stop trying to squeeze the spenders into our little frugal box. (It sounds so basic, I know, but it's hard for a saver to understand how it can be fun or exciting to spend money!).

At the same time, spenders also need to accept that savers want to have a plan for the money and that it can freak us out if they spend money without a plan. (Or maybe that's just me?!)

2. Set Up a Cash Envelope System

The cash envelope system has worked beautifully for our marriage because once we both agree on the cash envelope amounts, I don't have to worry that when Jesse spends money it's putting us over-budget. On the flip side, the cash envelope system has relieved a lot of stress and potential frustration for Jesse since it provides him with money to spend. :)

We purposefully added some extra cushion into some of the budget categories that Jesse likes to spend more on so that it gives him more wiggle room. If you don't have any extra wiggle room in your budget, then this might not be an option. But as soon as it is an option, do it. You'll find that it results in a lot less tension in your marriage.

If your husband specifically likes to spend money on eating out, budget extra for the eating out envelope and discuss letting him be completely in charge of it each month. If he wants to spend it on a nice dinner out, that's his choice. Don’t cringe over his choices. Accept them excitedly knowing that he’s in control of that envelope and it’s his to choose how it is spent.

3. Create a Blow Category

I highly recommend that you budget for a blow cash envelope for each of you. This is cash that can be spent on whatever you like… be it a treat, something for your hobby, or to put into savings for a larger ticket item.

For a spender, this greatly reduces the stress of sticking with a budget since they get splurge money allotted to them every month! For the saver, this greatly reduces their stress because they know that whatever their spouse is splurging on isn’t blowing the budget.

What advice and suggestions do you have for Amanda? Leave your thoughts in the comments.

photo credit

Got student loans hanging over your head? Click on the banner above to enter to win $10,000 to put toward your student loans -- or maybe even to pay them off!

     

:: Win $10,000 to pay off your student loans!

Got student loans hanging over your head? Click on the banner above to enter to win $10,000 to put toward your student loans — or maybe even to pay them off!


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Got student loans hanging over your head? Click on the banner above to enter to win $10,000 to put toward your student loans -- or maybe even to pay them off!

     

:: LivingSocial: Get 30% off any purchase today

Today only (June 13, 2013), you can get 30% off any purchase from LivingSocial when you use coupon code DAD30 at checkout.

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Got student loans hanging over your head? Click on the banner above to enter to win $10,000 to put toward your student loans -- or maybe even to pay them off!

     

 




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