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It might sound ridiculously simple — and it is! But it’s true: being organized will save you money. In fact, it could save you at least a few hundred dollars (or more!) per year. Here’s are 7 ways ways being organized saves you money: Be planning a menu, you won’t be scrambling to figure out something for dinner at the last minute. This saves you time, sanity and countless unnecessary trips through the drive-thru lane. 2. You can buy gifts ahead of time. When you find a great deal online or in-store, you’ll be able to take advantage of it for an upcoming birthday or holiday, instead of waiting until crunch time and having to buy something at full price. As an added benefit, you'll likely be able to put more time and thought into a meaningful gift rather than just throwing something together at the last minute. 3. You'll have the time to clip and organize coupons. When you plan ahead, you’ll have time to print coupons for things you’re already planning to buy. Or even to match coupons to items that are already at rock-bottom prices at your local store. If you’re organized, you’ll be able to take the time and effort to buy extras of items when they are free or at rock-bottom prices. You’ll also know what you have on hand already and how much you regularly use of items you buy. 5. You'll avoid late fees. When you have your life in order, you’re much more likely to pay bills on time, return books to the library before they are due. It’s amazing how much this can save in late fees and library fines! 6. You can find what you own. Having a place for everything and keeping everything in their place saves you a lot of time looking for lost items, plus it prevents you from spending money to replace items you can't find. 7. You’ll remember to call and ask for discounts. When you’re organized, you’ll have time to call and try to re-negotiate fixed rate bills annually. Things like internet and phone packages are often negotiable — and we've saved hundreds of dollars over the years by calling once a year to ask if they have a better rate they can give us. How does (or would) being organized save you money? photo credit    Related Stories 
April emailed in the following tip: After reading Gretchen’s Walgreens shopping trip recently, I wanted to see how many points I had on my card. When I realized I was just below 1000 points and wouldn’t be able to redeem many points in my next transaction, I was disappointed. That is until I saw that I could sign up for the program that tracks your exercise activity. I believed it was set up for walking but there is a way to record running activity or other exercise such as yoga. For every mile you walk or run, you can earn 20 points! I logged my running mileage from that week and was easily able to earn 130 points to add to my account which brought me above the 1000 point range. I recently ran my first half marathon and had trained all summer between 15-25 miles a week so I wish I had realized this earlier! Hope this can help others earn a few free points — especially with the holiday shopping coming up! -April
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This is the weekly list of Free Homeschool Curriculum and Resources compiled by Jamerrill from FreeHomeschoolDeals.com. If you aren't a homeschooler, but you're a parent, teacher, babysitter, or nanny, you'll probably find at least a few useful freebies in this list. You may also want to go through the Educational Deals and Freebies from earlier this week for more. If you're studying a president this year, you should check out this free "We Salute You, Mr. President" unit study from The Homeschool Mom. Download a cute Pet Themed Printable Pack. Download free Noah's Ark writing prompts printable at Bible Based Homeschooling. For scissor skills get these free Trace and Cut Pages for Preschool. If you have a student in grades K-5, you'll want to check out the free elementary curriculum at Lesson Pathways. For bird studies snag this free Bird of Prey Study Guide. It’s over 40 pages. Get these Creepy Crawly Alphabet Clip Cards for free until 11/10/13. 
Below you’ll find free homeschooling resources for Thanksgiving-themed studies. This Reading Mama created a free Thanksgiving word bump printable that works with any spelling list! Download a free T is for Thanksgiving Printable Packet. Here are Free Printable Thanksgiving Bible Verse Cards from RachelWojo.com, and Free Thanksgiving Bible Verse Printables. Check out over 50+ free Thanksgiving printables and activities from Contended at Home. Take your students on a free Virtual Field Trip of The First Thanksgiving! 
Caroline Allen of The Modest Mom Blog has created a Thanksgiving unit study for little ones. This free unit study is an instant download. On Currclick.com you’ll find a Counting Cut & Paste Numbers 0-20 Freebie and a free Giving Back Thanksgiving Activity Booklet. Blessed Beyond a Doubt is offering a free Unit Study for Thanksgiving called Cultivating Thankful Hearts. There are also new Thanksgiving Preschool Printables, a free Thankful Journal Writing Prompt, and free Thanksgiving Printable Packwith over 60 activities! 
Get the latest free edition of The Old Schoolhouse Magazine + Homespun Holidays eBook. There are free Art Study Discussion Cards and a free Common Kitchen Conversions Chart Printable. Educents has a limited time ELA Activity Center Freebie available. For math studies you can take advantage of these Fall Math Fact Families. More for younger students: Free Transportation & Truck Themed Printables, Free Printable Alphabet Tic-Tac-Toe Game, Free ABC Dot Marker Upper & Lower Case. These reading freebies from All About Reading are still available! Click here thousands of homeschool freebies! *Don't forget! If you are looking for additional free homeschool resources please check the huge growing list of free homeschool curriculum and resources on MoneySavingMom.com! Jamerrill is the homeschooling mother of a large and growing family. After seasons of spending $50 or less annually to homeschool her children, she started Free Homeschool Deals in 2012 to help all families afford the homeschool life. You can follow the homeschool goodness on Pinterest and Facebook.  Related Stories 
The Rite Aid Black Friday Ad for 2013 has been released online. Thanks to Passion for Savings for sharing! Listerine PocketPaks 72 ct.-$2.99
Buy 1, Get $2 +Up Reward (Limit 2)
$2/1 Listerine PocketPaks printable
FREE + $1.01 Moneymaker after coupon and +Up Reward! Nivea Shave Gel-2/$3
$3 off Nivea Men Post Shave Balm or (2) Shave Gels printable
FREE wyb 2 after coupon! Carmex Lip Balm-3/$3
Buy 3, Get $3 +Up Reward (Limit 1)
$0.30/1 Carmex Lip Balm printable
$0.30/1 Carmex Lip Balm, exp. 12/31/13 (SS 10/20/13)
As low as FREE + $0.90 Moneymaker after coupons +Up Reward! Honey Bunches of Oats Greek Yogurt Cereal-$1.79
Buy 1, Get $1 +Up Reward (Limit 1)
$1/1 Honey Bunches of Oats Raisin Medley or Greek Yogurt Cereal (RA Video Values, Nov)
FREE after coupon and +Up Reward! Cinnamon Toast Crunch, Honey Nut Cheerios, Trix, Chex, or Golden Grahams-$1.79
Buy 1, Get $1 +Up Reward (Limit 1)
$1/2 General Mills Cinnamon Toast Crunch, Cocoa Puffs, Lucky Charms, or Trix printable
$1/2 Chex Cereals: Rice Chex, Corn Chex, Wheat Chex, Honey Nut Chex, Chocolate Chex, or Cinnamon printable
$1.10/2 Chex Cereals: Rice Chex, Corn Chex, Wheat Chex, Honey Nut Chex, Chocolate Chex, Cinnamon Chex, Apple Cinnamon Chex, Vanilla Chex printable
$0.75/1 Trix Product, exp. 12/14/13 (SS 11/03/13 #2)
As low as $0.04 after coupon and +Up Reward! Yardley Bar Soap 1 ct.-3/$3
Buy 3, Get $3 +Up Reward (Limit 2)
FREE after +Up Reward! Conair Colorvibes Brush or Scunci Elastics 18 ct.-$1.99
Buy 1, Get $1.99 +Up Reward (Limit 2)
FREE after +Up Reward! Rite Aid Pantry Nuts or Trail Mix-$1
Buy 1, Get $1 +Up Reward (Limit 2)
FREE after +Up Reward! Invisible or Gift Wrap Tape-2/$1.50
Buy 2, Get $1.50 (Limit 1)
FREE after +Up Reward! Phillips Ear Buds-$7.99
Buy 1, Get $7.99+Up Reward (Limit 1)
FREE after +Up Reward! Ghirardelli Chocolate Squares or Godiva Gems-2/$6
Buy 2, Get $2 +Up Reward (Limit 2)
$2/1 Ghirardelli printable
FREE wyb 2 after coupons and +Up Reward! Russel Stover Pecan Delights-$5.99
Buy 1, Get $3 +Up Reward (Limit 2)
$2.99 after +Up Reward!
See the full Rite Aid Us Black Friday Ad here. 
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Cents of Style is offering another exclusive deal for my readers. You can get the Cable Knit Hat for just $9.95, including free shipping when you use coupon code MSMHAT at checkout. These hats are regularly $29.95 and come in 9 different colors. 
This deal on these Cable Knit Hats is available through November 14, 2013, only. Don’t forget to use the code MSMHAT at checkout to get this deal.  Related Stories  
Guest post from Brigette Shevy Dill Bread is one of our favorite bread recipes! This flavorful loaf is perfect for Fall, since it goes fabulously with hearty soups and stews. My Mom often served it with Italian dishes like spaghetti and lasagna, and there were rarely any leftovers (probably because some of us children liked this bread even more than the main dish – and we love lasagna!). The original recipe comes from a church cookbook published many years ago. I've adapted the dough for the bread machine to make it easier (it actually turns out even better for me that way), but I've also included the original by-hand instructions. 
While it's absolutely amazing fresh from the oven slathered with butter, it also makes incredible grilled cheese sandwiches the next day! Dill Bread - 3 ½-4+ cups flour (I use a combination of whole wheat and unbleached)
- ¼ cup sugar
- 1 ½ teaspoons dill weed
- 2 Tablespoons dry minced onion
- 1 teaspoon salt
- 1 scant Tablespoon (1 package) instant active dry yeast
- 1 ½ cups milk
- 1/3 cup butter
- 1 egg
By Hand Instructions: In a large bowl, combine 1 ½ cups flour, sugar, dill weed, minced onion, salt and yeast. Mix well. In a small saucepan (or microwave), heat milk and butter until very warm (120-130 degrees). Add warm liquid and egg to flour mixture and blend at low speed until moistened. Beat 3 minutes at medium speed. Stir in additional flour until dough forms a ball. Knead on a floured surface for 3-5 minutes, adding additional flour if necessary. Cover and let rise in a greased bowl in a warm place until doubled in size, about 50 minutes. Punch dough down and proceed with instructions for both methods. Bread Machine Instructions: In a 2-lb bread machine, add in this order (or in the order recommended by your specific bread machine manufacturer): cubed softened butter, sugar, dill weed, onion, salt, egg, and warm milk. Add 3 ¾ cups flour and yeast. Run the short dough cycle. Check at the beep and add additional flour if needed (for some reason, I have to use more flour in the bread machine vs by hand – so I sometimes add up to ½ cup more flour). Remove dough and proceed with instructions for both methods. Both Methods: Shape dough into a round loaf. Cover and let rise on a greased cookie sheet until doubled in size, 30-45 minutes. Bake in a preheated oven at 400 degrees for 20-30 minutes, or until done (cover with foil if necessary to prevent overbrowning). Brush top with additional butter if desired. Makes one large round loaf 
Brigette is a full-time wife and mother who is blessed with three amazing bundles of energy (ages 6, 4, and 2). She enjoys music, experimenting in the kitchen, homeschooling her children, finding great deals, long-distance running, and anything chocolate.  Related Stories
Today, November 8, 2013 only, Cents of Style is offering their popular Stacking Bracelets. You mix and match 4 bracelets for $14.95 shipped. Use the coupon code STACKING to get over 60% off the regular price. 
There are over 35 different style/color combinations to choose from, allowing you to create limitless stacking combinations. In fact, many of those you can choose from have more than 1 bracelet in its set, meaning for $14.95, you could be getting 10-15 bracelets, instead of just 4. To receive the deal, just add the four bracelet combinations you want to your cart, proceed to check out, enter the coupon code and the price will be dropped to $14.95. Don't forget, use the coupon code STACKING to grab one of these wraps for only $14.95 plus free shipping. (Note: The link in this post is my referral link. Read my disclosure policy here.)  Related Stories 
This offer takes a little bit of work, but you can get a $10 Macy’s eGift card for free. Here’s how: - Download the Macy's Star Gifts App for free on iTunes or Google Play
- Launch the app
- Go to Macys.com's Best Brands Catalog (on your computer) then point your smart phone towards the second page (titled "Macy's Start Gifs App.") of the catalog until a red gift box. You'll need to tap the box and a :53 second video of celeb Clinton Kelly should start playing
- After you’re done watching that specific video, you will then be able to click "Get your $10 Digital Gift Code Now"
- Enter your info
- Your free $10 Macy's eGift Card should arrive via text within seconds!
This offer ends November 17, 2013, and the code expires December 17, 2013. Thanks, Coupon Pro!  Related Stories 
Ibotta 2.0 just launched and can be downloaded at the Apple App Store or Google Play. New categories include favorite restaurants like Chili’s and Smashburger and Home Improvement. Ibotta allows you to earn cash each time you shop. Choose your offers by completing tasks in the Ibotta Product Gallery. Choose your earning level for each product offer by completing as many tasks as you like such as reading a fact, answering a trivia question, watching a video, etc. Once you complete at least one task per product offer, the product offer is automatically added to your shopping list on the Ibotta app so you can earn money for purchasing the item. You will now find that when you open Ibotta, you can choose your retailer first, and then see an exclusive list of offers by retailers. Instead of having a separate Store Extras section, there is now an Ibotta Product Gallery by retailer so you can see what’s available by store, including exclusive offers which are marked for your benefit. Choose from many of your favorite retailers including Target, Walmart, Walgreens, Dollar General, 7 Eleven, and many more! Ibotta 2.0 offers users new ways to cash out using Redbox, iTunes, Starbucks and more. Also, in addition to earning cash with Smashburger, you can now earn cash with Ibotta at Chili’s. Ibotta is also incorporating a special Birthday Bash Bonus that pays an extra $2 for redeeming any 5 offers by Nov. 20th, 2013. Another great addition is Ibotta paying for Home Improvements with the Ibotta’s first Spend & Earn Offer, available at both Home Depot and Lowe’s. Spend a total of $100 at either or both stores on one or multiple trips and earn $10. Ibotta is one of my favorite Top 9 Apps That Will Save (and Make) You Money. 
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Here's a round-up of current Natural & Organic Deals and Coupons, with thanks to Andrea from The Greenbacks Gal: Natural and Organic Coupons: $2.00 off 2 Kashi Snacks, $1.00/1 New Alexia Smart Classics, $1.00/1 Green & Black Organic Chocolate, $0.50/1 Little Ducks Organic, and $1.50/1 Suja Elements. For a full list of Natural and Organic coupons, please click here. Burt’s Bees Fall Grab Bag: There are still Burt’s Bees Fall Grab Bags available for only $20. The bag contains over $50 in products, including 6 full size products. Whole Foods Market Coupons November and December: Whole Foods has released new coupons for November and December. Check out what coupons are available for print as well as all the manufacturer’s coupons you can stack with them for extra savings. Ecomom Early Black Friday Deals: Every Friday in November, Ecomom is offering Black Friday deals on select products. This Friday save up to 50% on Melissa & Doug puzzles, 40% on Naturecare Babywipes, and 30% on Ecolunchboxes! Save 35% on Organic Spices: Clip the coupon to be able to save 35% on organic spices for your holiday baking needs. Free Best Selling eCookbooks: Download the following titles free today Wheat Free Diet 101, Fast & Easy Almond Flour Recipes, and Green Smoothies for Beginners. Andrea Green of The Greenbacks Gal is an organic coupon expert. What if you could find affordable organic and eco-friendly products on a budget? Eco-friendly moms need affordable solutions. Andrea finds the best green deals, helping hundreds of families save on the frugal, green lifestyle. Nothing makes her happier than to help people realize being organic doesn’t have to cost more.
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You can get free chocolate at Target this week: Buy 1 Lindt Hello Chocolate Bars at $2.79
Use $1/1 Target printable HERE
Stack with $2/1 printable
Free after coupons Buy 2 Twix Bar Singles at $0.67 each
Use $0.50/2 Target Mobile Coupon
Stack with 15% Target Cartwheel offer
And stack with $0.50/2 printable coupon
$0.11 each after coupons
Thanks, Moms By Heart!  Related Stories 
Here’s a great gift idea for your favorite gardener or organic food enthusiast! You can get a one year subscription to Organic Gardening magazine for only $4.50 per year when you use coupon code MONEYSAVING at checkout. You can order up to four years at this price. About Organic Gardening magazine: Since 1942, Organic Gardening has been delivering well-researched, practical and timely information and useful products and services. As the essential resource for any gardener, it provides current and authoritative information, with a focus on making the process of gardening fun and easy.
This offer expires tonight 11/08/13 11:59 PM EST. Are you looking for other magazine titles? You can use coupon code MONEYSAVING to save 20% off of most titles at DiscountMags! (Note: The link in this post is my referral link. Read my disclosure policy here.)  Related Stories 
As parents, we want to train our children to be lifelong givers. Not only will it impact many lives, but it will give them so much blessing and fulfillment in return. Here are five ways we’re seeking to teach our children to be givers: 1. Model It More is caught than taught when we’re raising children. We can tell our kids how important giving is. We can read them stories of people who give generously. We can stress how much of a difference we can make in the world. But our actions will always speak louder than words. Let your children see you giving generously — whether that’s opening your home up to those in need, serving in a local soup kitchen, going on a missions trip, giving to a charity near and dear to your heart, or sacrificing time and effort to help someone who is struggling. We involve our children in much of our giving. We collect money as a family to give to causes we believe in. We often have them right next to us when we’re reaching out and serving those who are struggling. We write letters to our Compassion children. In the big and little things, we want to model a life of giving for our children. 
2. Teach It While modelling giving in front of your children is the highest priority, it’s also imperative to teach them why we give. Don’t expect them to just pick up on it all on their own. It’s important to help them understand the why behind the what. We’ve sat our children down from a young age and explained to them the reasons behind why we’ve chosen to stay out of debt, to live simply, and to not use credit cards. It’s not just so that we can be in a better financial situation, but so we can be in a position to give generously. As opportunities arise while we’re living life, we continue to talk with them about how blessed we are when we give. When they participate in a giving project with us, we talk with them about how it makes them feel, about what an impact they are making, and how we want to continue to live simply so we can give generously. 
3. Simplify It Giving doesn’t have to be big and elaborate. It’s often the simple things that can make a big difference. Look for opportunities that might seem small, but that are perfect for a young child to be apart of. We love Operation Christmas Child for this reason. It’s something that the whole family can be involved and a project that our children get really excited about. We also encourage our children to earn money by jobs around the house and then to use some of that money for giving projects. Last year’s family giving project was spear-headed by the girls. And they’ve decided to do the same this year and have been working hard to fill the money box with cash they’ve earned from chores. 
4. Practice It
As often as is possible, give your children little opportunities to serve and give. Develop the habit looking for ways to bless others from a young age. A life of giving is borne out of practicing the attitude of serving again and again until it becomes your natural response. Have them help you around the house. Encourage them to do things to bless their grandparents or elderly neighbors. Give them chances to give up what they’d like to do or have in order to help or bless someone else. 
5. Celebrate It Giving is so much more fun when you celebrate it! Find the joy and excitement that comes from giving anonymously. Give lavishly of yourself for others and you’ll be so blessed in return (Need some encouragement in this? Go get yourself a copy of Love Does by Bob Goff.) And most of all, praise your children when you see them being givers. Celebrate their giving spirit and it will only inspire them to give more generously in the future! 
This post was underwritten by Shultz Photography School. Their mission is to teach moms & dads the secrets of professional photography. Why? Because the images you take of your kids, as they do 'actual life,' are the photos that matter most. Hands down. They will tell your family story and shape your legacy. Shultz Photo School is a step by step, web-based class that's self-paced and custom-fit for busy parents.
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