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Here's What's New  Today’s question is from Susie:
My husband just started a new job where he is making $10 an hour more than he was before. A few weeks later, I got a $5 an hour raise at my job! This is awesome, but I’m honestly not sure how to manage this money. We have a large amount of debt and aren’t really good with budgeting. Do you or your readers have any suggestions as to how to wrap our heads around this — and what best actions to take? How have others handled large raises?
Do you have a question you’d like to ask Money Saving Mom® readers? Read the submission guidelines and submit it here. For the first time ever, you can watch the Dave Ramsey Show whenever you want, for free! Check out the new video channel, and learn how to start your debt-free journey with daily advice from Dave.    Related Stories For the first time ever, you can watch the Dave Ramsey Show whenever you want, for free! Check out the new video channel, and learn how to start your debt-free journey with daily advice from Dave. 
Here's my list of 25 Goals for 2013 and an update on how I did in September:
Personal Goals Read through the Bible in a year using this plan. {I'm on track with this so far.}
Run in at least one 5K race.
Complete the Couch to 10K program.
Memorize Romans 1 and 2 with Jesse. {I’ve made some really great progress on this in the past two months — yay!}
Wake up by 6 a.m. and exercise, shower, and dress by 8 a.m. every day. {I’ve made good progress here. Not perfect, but huge strides in the right direction!}
Read 150 books/ebooks {See my list of 48 books I'm for sure planning to read here — I've read 87 books/ebooks so far in 2013, so I'm falling a little behind here, but am hoping to make up for lost time in the next three months!} Marriage Goals Read 3 marriage books.
Finish reading through the Psalms together as a couple.
Have overnight stay (sans children) at least every other month. {Done in September.}
Go on at least one date per month. {Done in September} Mothering Goals Continue memorizing together from the Grace and Truth memory book.
Ice-skating lessons for all three children during the first quarter of 2013.
Swimming lessons for all three children during the summer. {We signed the kids up and they start next week.}
Finish at least 37 read-aloud books. {We've finished 30 books so far this year, so we're on a good track here.} Ministry/Friendships/Extended Family Goals
Weekly accountability meetings with a friend. {This has been SO helpful!}
Get together with friends for a playdate or lunch at least once a month. {Done in September.}
Continue being involved in our local church, couple's group, and blogging accountability group. {Ongoing}
Continue with weekly get-togethers with both sides of our extended family. {Ongoing.} Financial Goals Use a portion of the proceeds from my next book project to fund a well project.
Fund our Child Survival Program for 2013. {Done — yay!}
Buy a new bedroom set.
Invest in another rental property. Business/Blogging Goals Release two new ebooks.
Attend one speaking conference. {I attended the She Speaks Intensive in January.}
Finish and submit the manuscript for my next book. Did you set goals for 2013? If so, tell us how you're doing in the comments or leave a link to your blog post update below. Let's encourage one another to live lives of intention and purpose! For the first time ever, you can watch the Dave Ramsey Show whenever you want, for free! Check out the new video channel, and learn how to start your debt-free journey with daily advice from Dave.  Related Stories 
Woohoo! Through October 4, 2013, get 25 free 4×6 photo prints from Walgreens when you order online use coupon code 25FREEPRINTS at checkout. Choose in-store pickup and shipping is free, too! Thanks, Coupon Pro! For the first time ever, you can watch the Dave Ramsey Show whenever you want, for free! Check out the new video channel, and learn how to start your debt-free journey with daily advice from Dave.  Related Stories 
Here are some of this week’s best grocery & household deals from Amazon.com, courtesy of Terry and Mandi from Jungle Deals & Steals. Many of these prices are higher than what you'd pay by combining coupons with sales, but they may be good deals for you if you live where there aren't many stores or deals are scarce: Post: Honey Bunches of Oats (24.5-ounce boxes) are available for as low as $3.38 each ($10.19 for the pack of 3). Pampers: Tide: Here’s a great deal on Tide Pods Laundry Detergent. You can get them for as low as $0.19/pod ($14.97 for the 80-count). Cascade: Get Cascade ActionPacs Fresh Scent Dishwasher Detergent for as low as $0.15/ActionPac ($8.82 for the 60-count). Scott: Stock up on Scott Extra Soft Bath Tissue Rolls for as low as $0.33 each ($12 for the 36-count). Terry & Mandi are a busy mother-daughter team that look for ways to save money without sacrificing a lot of time, and they share their love for all things Amazon.com at Jungle Deals & Steals.
For the first time ever, you can watch the Dave Ramsey Show whenever you want, for free! Check out the new video channel, and learn how to start your debt-free journey with daily advice from Dave.  Related Stories 
Just a reminder! Stop by Panda Express today (October 2, 2013) to get a free Honey Sesame Chicken Breast. No purchase is necessary, but you’ll need this Panda Express coupon to get this offer. Thanks, Freebie Radar! For the first time ever, you can watch the Dave Ramsey Show whenever you want, for free! Check out the new video channel, and learn how to start your debt-free journey with daily advice from Dave.  Related Stories 
Here are some new printable coupons available today: $1.50 off one KRAFT RECIPE MAKERS Product
$0.75 off purch. of $5 Weight Watchers products
$1.00 off two Gorton’s items, 18.2 – 24.5 oz
$0.75 off 6-pack of Fruit2O Bottled water
$0.50 off Yoplait Go-GURT Protein Yogurt
$0.75 off TWO any flavor Yoplait products
$0.40 off SIX CUPS any Yoplait Yogurt
$0.50 off TWO CANS any flavor Progresso Soups
$1.00 off one 12oz Ocean Spray Fresh Cranberries
$0.60 off THREE Old El Paso products
$0.50 off Old El Paso Stand N Stuff Tortillas
$0.50 off Progresso Recipe Starters Cooking Sauce
$0.75 off TWO LARABAR UBER bars
$1.00 off ONE BOX any flavor LARABAR multipack
(Note: The link in this post is my referral link. Read my disclosure policy here.)
For the first time ever, you can watch the Dave Ramsey Show whenever you want, for free! Check out the new video channel, and learn how to start your debt-free journey with daily advice from Dave.  Related Stories- New printable coupons: Jennie-O, Folgers, Burt’s Bees, Revlon, Pantene, Ajax, plus more!
- New printable candy coupons: M&M’s, Snickers, Twix, plus more
- Printable cereal coupons: Kellogg’s, Cheerios, Total, Crunchy Nut Flakes, plus more
Right now, you can get Thomas & Friends Magazine for $14.99 per year (6 issues) when you use coupon code MONEYSAVING at checkout. It’s rare to find a deal on this magazine – especially one this low (Amazon’s price is currently $34 for a one-year subscription). About Thomas & Friends Magazine: Thomas & Friends is a Fun to Learn bi-monthly magazine for children 2-7. Each issue is filled with stories your children will love, a collectible poster you can hang on your wall, and a pull out workbook filled with activities like counting, matching, and reading.
This offer expires tonight 10/02/13 11:59 PM EST. Are you looking for other magazine titles? You can use coupon code MONEYSAVING to save 20% off of most titles at DiscountMags! (Note: The link in this post is my referral link. Read my disclosure policy here.) For the first time ever, you can watch the Dave Ramsey Show whenever you want, for free! Check out the new video channel, and learn how to start your debt-free journey with daily advice from Dave.  Related Stories 
Every week in 2013, I'll be sharing a different way you can save $100 this year. If you do all of these things, you'll be able to save over $5,000 this year alone! Many of these things will likely be things you're already doing, but hopefully all of you will pick up at least a few new ideas or some inspiration from this series.
If you cut your meat consumption by $2 per week, that’s over $100 in savings per year! For most families, it wouldn’t be too hard to cut back on $2 worth of meat each week — especially if you’re willing to get a little creative. Here are three ideas we’ve used to spend less on meat: 1. Substitute 30-50% of the Meat With Legumes If your family isn’t keen on the idea of going completely meatless, stretching your meat with legumes is a great way to save money while still eating meat. Mexican dishes, bean soups, and chili are recipes that you can pretty easily add in extra beans to replace some of the meat without most people realizing it. Lentils hide especially well in taco meat, too. Just add in cooked lentils to your ground beef along with your usual seasonings and there’s a good chance your family won’t even notice! 2. Go Meatless Meal Once a Week — For a Cause Consider being intentional about skipping meat one night per week. While it can be a bit of a sacrifice, if you decide as a family to go meatless for a cause, it becomes much easier to do. Maybe you go meatless in order to save money toward a family vacation. Or you go meatless to help pay down debt. Even if you don’t really need the extra savings for paying down debt or another savings goal, I’d still encourage you to consider going meatless in order to give the money saved to someone in need. Making this sacrifice as a family can provide a great springboard for conversations on how richly blessed we are with abundance. It can be eye-opening and life-impacting for your whole family. Plus, meatless doesn’t have to mean tasteless. Try making Bean & Cheese Burritos, breakfast for dinner, or even meatless lasagna. Need more ideas? Check out this list of 52 Meatless Meals that I posted earlier today. You can also read my post on How to Live on Beans & Rice for a Week. 
Tip: Make a big batch of Crockpot Refried Beans for the freezer and use them to make Bean & Cheese Burritos for quick and easy lunches, dinners, and snacks. 3. Make Meat a Garnish Stop centering your meal around meat as the main thing and instead view meat as a garnish. Use it as a topping for pizza or salads, or stir some into stir fries or soups. The less the meal’s focal point is a big hunk of meat, the more you’ll likely save. How do you save money on meat? I’d love to hear your ideas & tips! For the first time ever, you can watch the Dave Ramsey Show whenever you want, for free! Check out the new video channel, and learn how to start your debt-free journey with daily advice from Dave.  Related Stories 
I’m so excited to be following along with Edie from Life in Grace and Ruth from Living Well, Spending Less for their 31 Days of Less and More series during the month of October. When Ruth told me about their planned series a few months back, I thought it sounded so fantastic that I asked her if she’d be okay if I took the challenge and blogged about it. She was so gracious to say yes and to even let me see their drafted posts ahead of time. Let me tell you, you’re in for some great inspiration and amazing food for thought! I’ll be following along with their posts each day and adding some of my own thoughts and observations to what they share. I’ll also be joining in their daily challenges, too. I’d love to have you participate, too. To read more about this series, check out Edie’s post and Ruth’s post. Here’s to a month of less stress & stuff and more joy & peace! For the first time ever, you can watch the Dave Ramsey Show whenever you want, for free! Check out the new video channel, and learn how to start your debt-free journey with daily advice from Dave.  Related Stories 
Just a reminder: Use coupon code MCPC413S to get a free one-night DVD rental from Redbox through October 23, 2013. This code is valid at the kiosk only (it will not work for online registrations). Let us know if this works for you. (Thanks, Moms By Heart!) For the first time ever, you can watch the Dave Ramsey Show whenever you want, for free! Check out the new video channel, and learn how to start your debt-free journey with daily advice from Dave.  Related Stories 
Text Offers to 827438 to get a Buy One, Get One Free Sunglasses, Jewelry, or Watches coupon good at Target. This coupon is good for a free product up to $58.99. Thanks, David’s Mommy! For the first time ever, you can watch the Dave Ramsey Show whenever you want, for free! Check out the new video channel, and learn how to start your debt-free journey with daily advice from Dave.  Related Stories 
Sign up to host a free MEGA BLOKS Hot Wheels House Party. At the Mega Bloks® Hot Wheels™ House Party, you'll build Hot Wheels™ vehicles to race, launch and perform awesome stunts with the Super Stunt Test Facility. With the multi-mode ramp and awesome Turbo Tire launcher, you'll peel out from the starting line, grind and jump your way into the world record books! Build it! Launch it! Race it! If you’re selected and confirmed as a host, your exclusive Party Pack will contain: - Mega Bloks® Hot Wheels™ Super Stunt Test Facility
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- Mega Bloks® coupons
Thanks, Family Savings! For the first time ever, you can watch the Dave Ramsey Show whenever you want, for free! Check out the new video channel, and learn how to start your debt-free journey with daily advice from Dave.  Related Stories  Here are the best deals at Walmart right now with thanks to Heather from Passion for Savings for her help in compiling them. The prices below are based on Northwest Arkansas region. Please keep in mind that Walmart deals vary by region so the prices listed here will not be valid at all stores.
Tai Pei Asian Garden Frozen Entree – $2.50
Use $1/1 printable (there’s also a Buy One, Get One Free coupon here)
And use $2.50/1 Ibotta Deposit
Free plus overage after coupon and deposit Tresemme Shampoo and Conditioner – $2.48
Use $2.50/1 coupon from the 9/29 RedPlum isnert
Free after coupon Downy 10 fl. oz. – $1.97
Use $1/1 coupon from the 9/29 P&G insert
Or buy 3 and use $5/3 coupon from the 9/29 P&G insert
As low as $0.30 each after coupon Always Liners – $0.93
Buy 2 and use $1.50/2 coupon from the 9/29 P&G insert
$0.18 each after coupon Ocean Spray Fresh Cranberries – $1.50
Use $1/1 printable
$0.50 after coupon Old El Paso Taco Seasoning – $0.78
Use $0.50/1 printable
$0.28 after coupon Snickers Bar – $0.68
Buy 3 and use Buy 2 Get 1 Free printable
$0.45 each after coupon See the full list of Walmart deals here.
 Did you find a great deal at Walmart? Just post about it on your blog and leave your link below. To make it easy for everyone to navigate quickly through the links, your link must link directly to your Walmart deals post. Links going to the homepage of your blog or any other part of your blog besides the direct link to your Walmart deals post will be deleted.
For the first time ever, you can watch the Dave Ramsey Show whenever you want, for free! Check out the new video channel, and learn how to start your debt-free journey with daily advice from Dave.  Related Stories | | |
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