Saturday, October 26, 2013

Grocery Cash Envelope System Success Story and more...

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:: Grocery Cash Envelope System Success Story

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Testimony from Aliesha of Feathers In Our Nest

When my husband and I were first married, we didn’t have a set grocery budget. It wasn’t until we started running into problems that we realized we needed to do something different.

There were weeks where I would spend a little too much on groceries and then we would be tight in other areas, and there were other weeks where, because money was tight, I didn’t have much (or any) money to spend on groceries until the next pay check.

My husband and I came up with a plan. Every week when he deposited his paycheck, he withdrew our weekly grocery money ($50). I placed this cash in an envelope, kept it in my wallet, and used it to buy groceries. If any was leftover, I kept it in the envelope and it rolled over to the next week.

The first few weeks were scary! What if I got up to the register and didn’t have enough cash? (Sometimes I shopped with a calculator just to make sure!) It always worked out just fine, though, and we discovered some great benefits to our new cash envelope plan!

  • Instead of overspending, I now have a budget that I need to stay within, which helps me be a better steward of our family’s resources.
  • Even if money is tight towards the end of the pay period, I am still able to buy groceries since we withdrew the money as soon as we got our pay check.
  • I can shop at the time it is most convenient for me, not just right after pay day.
  • Anytime I have extra grocery money, I can save it for the next week so I can stock up on a sale item or a great markdown.
  • If I am able to skip a week of shopping (eating out of the pantry/freezer), I can save up for larger purchases, such as 50 lbs. of wheat or other bulk foods.

Currently, I have a good amount of money in our grocery cash envelope since I’ve been keeping our weekly budget significantly under $50. This will allow me to buy groceries for a big freezer cooking day and to stock up on holiday sale items (November and December are great months to buy pantry staples).

We have been using the cash envelope system for groceries successfully since January 2012!

It has worked so well that we have also started cash envelopes for several other funds and budget line items. In the near future, we hope to move to an exclusive cash envelope system for everything!

Aliesha is a stay-at-home wife and mom with three precious blessings ages three and under. Her blog home is Feathers In Our Nest, where she writes about family, ministry, food, and frugal living. Aliesha loves to read, shop thrift stores, drink coffee, and cook for her "foodie" husband.


Crystal is looking forward to speaking at all four Teach Them Diligently Conventions in 2014. These Christian homeschool, discipleship, and parenting events offer encouragement and fun for the entire family. We hope you'll join her there! Click here to learn more.

  

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Teach Them Diligently celebrates the focus of Christian families – that is, the discipleship of children to glorify God. More than simply a convention about home education, they purposefully develop the themes of missions, discipleship, and Christian parenting in addition to the traditional academic “how-to’s”. In addition to amazing speakers, you will also find a large exhibit hall with some of the best prices available on the resources you need. Check out the event closest to you to find out all that you can expect to experience at Teach Them Diligently!

:: Weekend Giveaway: Plant Therapy 14 Essential Oil Set (5 Winners)

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We love essential oils at our house. We use them in homemade cleaning products, I used them when making homemade soap, and we use them when we make homemade foaming hand soap.

Plant Therapy is a company committed to  providing the highest quality essential oils (and accessories) at a price that everyone can afford. Plant Therapy provides oils that are 100% pure, undiluted, and therapeutic grade. They source each oil from top suppliers around the world, buy in large volume, and negotiate the best prices possible. Then, they then pass those savings on to you, the consumer.

If you've ever priced essential oils before, you know that they aren't inexpensive. The good news, though, is that a little bit can go a long way. Plus, Plant Therapy is here to help give you a good deal — so that the money you invest in essential oils can go even further!

Plant Therapy Specials

Plant Therapy is currently running some fun specials and offers:

  • Once a week, they are having a drawing worth $10-$50. Every purchase made that week will automatically enter you into the drawing.
  • Every purchase made in October will automatically be entered in to win one of three $100 Gift Certificates.
  • Every purchase made in October will automatically be entered in to win Plant Therapy’s Grand Prize of FREE Essential Oils for a Year (a $500 value).
  • They also have  weekly specials, big discounts, and promotions on Facebook and their blog. You’ll want to follow along!

Get 15% off Plus Free Shipping

Through the end of October, you can get 15% off your order at Plant Therapy when you use coupon code celebrate15. Plus, if you’re a new customer, you’ll get free shipping!

Want to win a 14-Essential Oil Set? Just click on the graphic below and type in your name and email address. Five winners receive a 14 Essential Oil Set. This giveaway ends Sunday, October 27, at 11:59 pm, CST.

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Crystal is looking forward to speaking at all four Teach Them Diligently Conventions in 2014. These Christian homeschool, discipleship, and parenting events offer encouragement and fun for the entire family. We hope you'll join her there! Click here to learn more.

   

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21 Days to a More Disciplined Life

:: Ranger Rick magazine subscription for $11.99 per year

This is a deal that we don’t see very often! Right now, you can get a one-year subscription to Ranger Rick Magazine for only $11.99 per year when you use coupon code MONEYSAVING at checkout. You can order up to two years at this price!

Ranger Rick Magazine: Ranger Rick is a book for boys and girls ages 7-12. Each issue is packed with full-color photos of animals and stories of adventure. Ranger Rick is published by the National Wildlife Federation and focuses on teaching young kids about wildlife, nature and conservation. This magazine subscription is perfect for children who love the outdoors and animals.

This offer expires tonight 10/26/12 at 11:59 PM EST.

Are you looking for other magazine titles? You can use coupon code MONEYSAVING to save 20% off of most titles at DiscountMags!

(Note: The link in this post is my referral link. Read my disclosure policy here.)


Crystal is looking forward to speaking at all four Teach Them Diligently Conventions in 2014. These Christian homeschool, discipleship, and parenting events offer encouragement and fun for the entire family. We hope you'll join her there! Click here to learn more.

  

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:: Free printable Birthday Interview Question worksheets

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Download free Birthday Interview Question printables from Simply Rebekah.


Crystal is looking forward to speaking at all four Teach Them Diligently Conventions in 2014. These Christian homeschool, discipleship, and parenting events offer encouragement and fun for the entire family. We hope you'll join her there! Click here to learn more.

  

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:: Less Kitchen Confusion, More Organized Pantries

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During the month of October, I'm following along with Edie & Ruth on their 31 Days of Less & More journey. I'd love for you to join in by reading the posts and completing the projects, or just sit back and read along each day.

Less Kitchen Confusion

If you’re anything like me, you do a lot of baking and cooking from scratch. And this means you have to have an organized kitchen. Otherwise, everything becomes chaotic and messy very quickly. Here are a few things that help me have more organization in the kitchen:

Stick With a Few Appliances — Despite what manufacturers want you to believe, you don’t need a different appliance for every single thing you do in the kitchen. Consolidate your appliances and only have those that you use very regularly and that serve dual purposes.

Cut Down on the Cookbooks — With the advent of the internet, cookbooks are becoming less of a necessity. In fact, as much as I love cookbooks, I only have a few of them. Because I mostly just use Pinterest and blogs for recipe ideas.

Clean As You Go — One surefire way to keep your kitchen more organized is to train yourself to put things away as soon as you use them. It’s amazing how much more efficient and less messy cooking becomes when you clean as you go!

More Organized Pantries

I have to confess: I don’t have any fantastic system for organizing my pantry. I just basically make sure I can see everything and that it looks in decent order.

But if you’re looking for a detailed list, be sure to check out this Pantry Stocking List printable. Or, read Ruth’s post on How to Deep Clean the Kitchen (she also has a wonderful free printable available).

What are your best tips for keeping your kitchen and pantry organized?

For more on this topic, check out Ruth's post on Less Kitchen Confusion and Edie's post on More Organized Pantries. I promise you'll be inspired and blessed!


Crystal is looking forward to speaking at all four Teach Them Diligently Conventions in 2014. These Christian homeschool, discipleship, and parenting events offer encouragement and fun for the entire family. We hope you'll join her there! Click here to learn more.

   

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:: Frugal Photo Friday: Homemade Soup

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Welcome to Frugal Photo Friday! This month, I am partnering with Rebekah from SimplyRebekah.com. Each Friday we are sharing pictures of simple ways that we save money.

Cheesy Hamburger Potato Soup
I’m making soup today for a dinner with friends tonight and I was just thinking about what a frugal and delicious option soup is for fall.

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Not only is it filling and hearty, it’s also inexpensive. Plus, I love that you can just sprinkle the meat in — which can stretch it by quite a bit.

Dave Ramsey Soup

Best of all, soup is so versatile. In fact, you can even save your leftovers to make Dave Ramsey Soup.

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Looking for great soup recipes? Check these out:

Head on over to Simply Rebekah to see the savings that Rebekah is sharing today.

Now it is your turn to share the simple ways that you save. Post your link below or on Twitter and Instagram using the hashtag #FrugalPhotoFriday. All of the link-up details can be found here.


Crystal is looking forward to speaking at all four Teach Them Diligently Conventions in 2014. These Christian homeschool, discipleship, and parenting events offer encouragement and fun for the entire family. We hope you'll join her there! Click here to learn more.

   

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:: Old Navy coupon: $15 off $50 purchase (October 26-27, 2013)

Old Navy coupon

Print a $15 off $50 Old Navy coupon good October 26-27, 2013.

Thanks, For the Mommas!


Crystal is looking forward to speaking at all four Teach Them Diligently Conventions in 2014. These Christian homeschool, discipleship, and parenting events offer encouragement and fun for the entire family. We hope you'll join her there! Click here to learn more.

   

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